Terms of Use

1. Acceptance of Terms

By accessing and using the Trelyxavexara personal budgeting platform at trelyxavexara.sbs, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and Trelyxavexara, a financial services company operating from Malaysia. If you do not agree with any part of these terms, you must discontinue use of our services immediately.

Your continued use of our platform following any modifications to these terms will constitute acceptance of such changes. We reserve the right to update these terms at any time, and it is your responsibility to review them periodically for changes.

2. Description of Services

Trelyxavexara provides a comprehensive personal budgeting platform designed to help users manage their finances effectively. Our services include budget tracking tools, expense categorization, financial goal setting, spending analysis, and educational resources about personal finance management.

2.1 Platform Features

• Personal budget creation and management tools
• Expense tracking and categorization systems
• Financial goal setting and progress monitoring
• Spending pattern analysis and reporting
• Educational content and financial literacy resources
• Data export and backup capabilities

We provide these services for educational and organizational purposes. Trelyxavexara does not provide financial advice, investment recommendations, or guarantee specific financial outcomes through the use of our platform.

3. User Responsibilities and Conduct

As a user of our platform, you agree to use our services responsibly and in accordance with applicable laws. You are solely responsible for maintaining the accuracy of your financial information and for making informed decisions based on your personal financial situation.

3.1 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorized access to your account or any other security breach.

3.2 Prohibited Activities

• Attempting to gain unauthorized access to other user accounts or our systems
• Using the platform for illegal activities or fraudulent purposes
• Interfering with the proper functioning of our services
• Sharing false or misleading information through our platform
• Attempting to reverse engineer or copy our software or systems

4. Privacy and Data Protection

Your privacy is important to us. We collect and process your personal information in accordance with our Privacy Policy, which forms an integral part of these Terms of Use. By using our services, you consent to the collection, use, and disclosure of your information as described in our Privacy Policy.

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security of your data.

4.1 Data Retention

We retain your personal information for as long as necessary to provide our services and fulfill the purposes outlined in our Privacy Policy. You may request deletion of your account and associated data at any time, subject to our legal obligations and legitimate business interests.

5. Intellectual Property Rights

All content, features, and functionality of the Trelyxavexara platform, including but not limited to text, graphics, logos, software, and design elements, are owned by Trelyxavexara and are protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to access and use our platform for personal budgeting purposes only. This license does not include the right to reproduce, distribute, modify, or create derivative works based on our platform or its content.

5.1 User-Generated Content

You retain ownership of any personal financial data you input into our platform. However, by using our services, you grant us a limited license to use this data to provide our services to you and to improve our platform's functionality.

6. Disclaimers and Limitations of Liability

Our platform is provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the accuracy, reliability, or availability of our services. While we strive to provide accurate tools and information, we cannot guarantee that our platform will meet all of your financial management needs.

6.1 Service Availability

We strive to maintain continuous service availability but cannot guarantee uninterrupted access to our platform. We reserve the right to suspend or terminate services for maintenance, updates, or other operational requirements with reasonable notice when possible.

6.2 Third-Party Services

Our platform may integrate with or link to third-party services or websites. We are not responsible for the content, privacy practices, or terms of service of these third-party providers. Your use of such services is subject to their respective terms and conditions.

7. Termination of Services

Either party may terminate this agreement at any time. You may stop using our services and close your account at any time. We reserve the right to suspend or terminate your access to our platform if you violate these Terms of Use or engage in activities that may harm our services or other users.

Upon termination, your right to access and use our platform will cease immediately. We will make reasonable efforts to provide you with access to your data for a limited period following termination, but we are not obligated to retain your information indefinitely.

8. Governing Law and Dispute Resolution

These Terms of Use are governed by the laws of Malaysia, without regard to conflict of law principles. Any disputes arising from or relating to these terms or your use of our platform will be subject to the exclusive jurisdiction of the courts of Malaysia.

Before pursuing formal legal action, we encourage users to contact us directly to resolve any concerns or disputes. We are committed to working with our users to find mutually acceptable solutions to any issues that may arise.

9. Contact Information and Support

If you have any questions about these Terms of Use or need assistance with our services, please contact us using the information provided below. We strive to respond to all inquiries promptly and professionally.

Our customer support team is available during regular business hours to assist with account issues, technical problems, and general inquiries about our services. For urgent matters, please clearly indicate the nature of your concern in your communication.

10. Modifications and Updates

We reserve the right to modify these Terms of Use at any time to reflect changes in our services, legal requirements, or business practices. When we make significant changes, we will notify users through our platform or via email, where possible.

Your continued use of our services following the posting of revised terms constitutes your acceptance of such changes. We recommend reviewing these terms periodically to stay informed about your rights and obligations as a user of our platform.

These Terms of Use were last updated on January 15, 2025, and represent the complete agreement between you and Trelyxavexara regarding your use of our personal budgeting platform.